Buy Now, Pay Later

Financing

Affordable style. Flexible payments

Finance with ease

Elevate Your Home Today

Financing your home furnishings makes it easy to create the space you love without the upfront stress. With flexible payment options, you can enjoy the comfort and style you want now while managing your budget over time. Financing also helps you invest in higher-quality pieces that last longer, all without draining your savings. It’s a smart, convenient way to bring your vision for your home to life.

Available at checkout

Get it now, pay later.
  • No hidden fees.
  • No interest or late fees.
  • Easy Financing Solution
How Does Shop Pay Work?

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options can be used on orders over $50 USD, including discounts, shipping, and taxes.
What Payment Plans are Available?

Purchases between $50 USD to $30,000 USD are eligible for Shop Pay Installments, with options to:

  1. Pay in 2 for purchases $35 to $50: Two interest-free payments every 15 days
  2. Pay in 4 for purchases $50 to $999: Interest-free payments every 2 weeks
  3. Pay monthly for purchases $150 to $30,000: 3, 6, or 12-month terms. Rates from 0-36% APR

Note: Minimum purchase amounts and offers may vary. Orders over $20,000 will be subject to a $10,000 down payment.
What Are The Eligibility Requirements?
  1. You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.
  2. Checking your eligibility will not impact your credit. Once payment plan terms are accepted, your payments may be reported to a credit bureau.

Note:To use Shop Pay Installments you need a US shipping address.
How Do I Apply?
  1. Fill your cart, then choose Shop Pay at checkout.
  2. Choose to pay in installments and tap Continue.
  3. Select the installments option that best suits you.
  4. Choose a debit or credit card to use for payment, then tap Continue.
  5. Follow the steps to verify your identity—this usually takes just a few moments.
  6. If you agree to the terms, click Agree, then tap Authorize purchase.
  7. Enter the 6-digit verification code that was sent to your phone.
Get Approved in Seconds
Furnish now, pay later — style your home with ease.

Why wait? Fill that empty room now and pay later with easy flexible terms.

Today
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